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For a brief overview of the bankruptcy process view this video. Please note that I am not affiliated with the legal aid society of Kentucky  and the video is presented for informational purpose only.

Chapter 7 Bankruptcy

To file a chapter 7 bankruptcy , a debtor has to qualify based on the median income guidelines published by the U.S. Trustee’s office. These guidelines change every couple of months and reflect what the eligibility is on a per state basis. Therefore, as your bankruptcy lawyer, I should inform you that individuals filing in Maryland may face completely different, and maybe higher, median income eligibility guidelines than those in Mississippi.


Chapter 13 Bankruptcy

Individuals looking to file a chapter 13 bankruptcy in Maryland are usually trying to save their home or car from foreclosure or repossession. A chapter 13 bankruptcy requires the debtor to propose a repayment plan that may last 3 or 5 years. For most of the debtors I represent as a Baltimore bankruptcy lawyer, the repayment plan often involves paying mortgage arrears.

I can help you save your home. I can help you keep your money by stopping garnishments.




I understand that this is a very emotional and stressful time. Let me help you get you the results you desire and the financial support you deserve.

Custody and Child Support

I can help you get custody of your children and the child support you deserve.

Are you being denied access to your child? I can help you get quality time with your family.

Talk to a lawyer for free at 410-849-9529



Have you being arrested for DUI/DWI and cannot afford jail time or points? Call me.


 Personal Injury

Have you being injured in a car accident and need help getting the compensation you deserve? Have you being injured at work? I can help.

General litigation

Small business: Is that contract dispute giving you a headache?

Talk to a lawyer for free at 410-849-9529

Disclaimer:The content of this website is provided for informational purposes only and cannot be construed as legal advice.  No Attorney-Client Relationship Created by Use of this Website. Neither your receipt of information from this website, nor your use of this website to contact Joseph K. Githuku creates an attorney-client relationship.